Commercial Products

As the leading general insurer in the Isle of Man, we offer a wide range of commercial insurance products tailored specifically for local organisations - supporting businesses across the island with solutions as diverse as the customers we serve.

Agricultural Vehicle & Special Types

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Commercial Combined

A complete solution tailored to the customer’s specific needs, consisting of property and liability insurance in the Isle of Man, rolled into a single, manageable premium. All delivered through local underwriting capability and claims handling.

Commercial Fleet

Offering comprehensive insurance for motor fleets we include our in-house risk consultancy team who work closely with you to manage risks through 1-1 conversations and on-site visits.

Commercial Vehicle

Covering the needs of small businesses and agricultural services in the Isle of Man Offering Comprehensive, Third Party Fire and Theft & Third Party Only cover, delivered through local underwriting capability and claims handling.

Contractors

A complete solution for local risks tailored to our customer’s specific needs, consisting of Contractors insurance with other optional insurance for existing structures, Public Liability, Terrorism and Non Negligent Liability, delivered through local underwriting capability and claims handling.

Motor Trade

Intact Insurance Motor Trade policies are modern in concept and designed to meet the needs of today’s Motor Traders throughout the island.

Professional Insured

Professional Insured offers tailored insurance that protects everything that matters to the business, without paying for cover you don’t need. If the business needs a mix of material damage and liability covers, it’s a great solution.

Properties

With decades of experience covering property owners, we are able to provide our customers with expertise in claims and risk management to help them better mitigate risks.

Retail

Retail offers tailored insurance that protects everything that matters to your business, without paying for cover you don’t need. If your business needs a mix of material damage and liability covers, it’s a great solution.