Liability
Bespoke liability insurance solutions based on a firm understanding of our customers’ needs, delivered through local underwriting capability and claims handling, allowing us to offer the most appropriate coverage and risk management support.
Cover details
What we cover
Intact Insurance’s Liability Insurance Policy provides cover against claims by:
employees who suffer injury or disease as a result of being engaged in your Business (Employers’ Liability)
other persons who suffer accidental injury or disease or whose property is damaged as a result of your business activities (Public Liability)
persons who suffer injury or disease or whose property is damaged by goods sold or supplied (Products Liability)
Other benefits
Special features of Intact Insurance's Liability policy include:
liability for financial loss suffered by other parties which does not result from injury or damage but arises, for instance, from stoppage or interference with traffic which disrupts production or trade at neighbouring factories, shops, etc.
wide definition of Employee
liability for damage to leased or rented premises
liabilities of individual partners/companies, comprising ‘the insured’, to one another (‘cross liabilities’)
liabilities you might incur from Employees using their own motor vehicles on your business.
defence costs under specified health and safety at work and specified consumer protection legislation
Target market
This cover is designed for:
Engineering
Food & Drink
Manufacturing
Construction Trades
Professional Risks
Retail
Wholesale
Risk appetite
Preferred Risks
We prefer to insure companies/sole traders with:
Good Risk Management
Dedicated Health & Safety Manager where applicable
Established safety culture
Supply chain control
Legal contracts control
Control of contractors
How to buy
Brokers
Contact us for a quote or for more details. We are here to help.
Customers
You'll need a broker registered with Intact Insurance to buy this cover.
Contact your broker or find a broker.