Household

Home insurance cover including buildings, contents, personal possessions, and liability, as standard – comprehensive protection against fire, theft, flood, damage, and more.

Buildings cover

Standard buildings cover protects all your buildings (including garages, greenhouses, outbuildings, patios, drives, hedges and much more) against causes of damage such as

  • Fire, lightning, explosion, earthquake or smoke

  • Storm or flood

  • Riot or civil commotion, malicious acts or vandalism

  • Theft

  • Subsidence

  • Falling trees

  • Breakage of fixed glass and sanitary ware

  • Accidental damage to cables and underground tanks that are used to provide services to or from your home.

Contents cover

Standard contents cover protects all your contents (including household goods, high risk items, personal possessions, personal belongings, clerical business equipment and much more against causes of damage such as

  • Fire, lightning, explosion, earthquake or smoke

  • Storm or flood

  • Riot or civil commotion, malicious acts or vandalism

  • Theft

  • Subsidence

  • Falling Trees

  • Accidental damage to TV’s satellite, video, audio equipment and computer equipment while in your home

  • Breakage of mirrors and glass in furniture

Personal Possessions

  • Clothing and personal effects

  • Pedal cycles

  • Sports equipment

  • Personal money and credit cards

  • Mobile phones and portable computers, including their accessories

Liability cover

  • Owners Liability to the Public - £2,000,000

  • Third Party Liability - £2,000,000 for third parties & £10,000,000 for domestic employees

  • Tenants Liability